πŸ‡ΊπŸ‡Έ United States  Β·  πŸ‡¨πŸ‡¦ Canada

Government Payment Rate Calculators
for the US and Canada

Clear, accurate tools for working out what you're entitled to β€” state unemployment benefits, Social Security estimates, SNAP eligibility, Canadian CPP, OAS, and Employment Insurance. No sign-up. No jargon. No guessing.

Why is it so hard to find out what you're owed?

Government agencies publish payment rates β€” but buried in PDFs, scattered across departments, or written for administrators rather than the people they actually affect. If you've ever tried to figure out your exact unemployment benefit amount, how much Social Security you might receive at 62 versus 67, or whether your household income qualifies for SNAP, you know the frustration.

MyPaymentRates is being built to fix that. We're building interactive calculators for every major US state benefit program and the Canadian federal programs most people need to understand. Accurate data, sourced directly from official government publications, updated whenever rates change.

The calculators are launching in 2026. In the meantime, this page covers the current key rates across both countries β€” figures that are accurate as of our last verification date, with links to official sources so you can confirm them yourself.

Calculators Coming in 2026

Each tool will produce a personalised estimate based on your specific inputs β€” not a generic table.

πŸ‡ΊπŸ‡Έ United States
Coming 2026

State Unemployment Benefit Calculator

Enter your state, recent wages, and reason for separation. Get your estimated weekly benefit amount and maximum entitlement weeks for all 50 states.

Coming 2026

Social Security Retirement Estimator

Compare your estimated monthly benefit at age 62, full retirement age, and 70. See how delaying affects your lifetime income in plain numbers.

Coming 2026

SNAP Benefit Estimator

Estimate your household's monthly SNAP benefit based on income, household size, and allowable deductions. Updated for the current fiscal year.

Coming 2026

Social Security Spousal Benefit Calculator

Understand how spousal and survivor benefits interact with your own Social Security record β€” one of the most misunderstood parts of the system.

πŸ‡¨πŸ‡¦ Canada
Coming 2026

CPP Retirement Benefit Estimator

Estimate your Canada Pension Plan monthly benefit based on your contributions and years of service. Compare early retirement at 60 versus deferring to 70.

Coming 2026

OAS and GIS Calculator

Estimate your Old Age Security payment and whether you qualify for the Guaranteed Income Supplement, with clawback thresholds clearly explained.

Coming 2026

Employment Insurance Benefit Calculator

Calculate your estimated weekly EI benefit based on insurable earnings, your regional unemployment rate, and the number of hours worked.

Coming 2026

GST/HST Credit Estimator

Check whether your household is eligible for the GST/HST credit and estimate the quarterly payment amount based on your family income and size.

Key Rates at a Glance β€” 2025/2026

Last verified: March 2026. Sources: SSA.gov, DOL.gov, Canada.ca. Always confirm current figures at official sources before making financial decisions.

πŸ‡ΊπŸ‡Έ US Federal Benchmarks

Federal minimum wage$7.25/hr
Max Social Security benefit (age 70, 2025)$5,108/mo
Average SS retirement benefit (2025)$1,976/mo
Max SNAP benefit β€” single person$292/mo
Max SNAP benefit β€” family of 4$975/mo

πŸ‡ΊπŸ‡Έ State Unemployment (Selected)

California max weekly benefit$450/wk
New York max weekly benefit$504/wk
Texas max weekly benefit$563/wk
Florida max weekly benefit$275/wk
Washington max weekly benefit$1,079/wk

πŸ‡¨πŸ‡¦ Canadian Federal Programs

Max CPP retirement benefit (2025)$1,433/mo
OAS pension (Jan–Mar 2026, 65–74)$727.67/mo
Max GIS β€” single pensioner$1,086.88/mo
EI benefit rate (55% of insurable earnings)55%
Max insurable earnings (2025)$65,700/yr

πŸ‡¨πŸ‡¦ Canada β€” Key Thresholds

OAS clawback threshold (2025)$90,997
GIS eligibility β€” single (approx.)<$22,056/yr
GST/HST credit β€” single (approx.)$519/yr
Canada Child Benefit β€” max (under 6)$7,787/yr
Federal minimum wage (2025)$17.75/hr

How MyPaymentRates works

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Built for real questions

Not "what are the current rates" β€” but "what will I actually receive if I apply this month, given my income, household, and state." That's a different question, and it needs a calculator, not a table.

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Verified against official sources

Every rate on this site is sourced directly from SSA.gov, DOL.gov, Canada.ca, or the relevant state unemployment agency. We publish the source and the date we verified it. If a rate changes, we update it.

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No account required

You don't need to create an account, share your email address, or hand over any personal information to use any calculator on this site. Your inputs stay in your browser.

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Works on any device

Most people look up benefit information on a phone, often in stressful moments. Every calculator on MyPaymentRates is designed mobile-first, loads fast, and works without an app.